John asked:
I am planning on refinancing my car loan but I think my current mortgage payment will affect the banks decision. So my question is, when they ask what my mortgage is, should I include escrow or just principal and interest?
Credit Report
I am planning on refinancing my car loan but I think my current mortgage payment will affect the banks decision. So my question is, when they ask what my mortgage is, should I include escrow or just principal and interest?
Credit Report
Tags: Banks, Car Loan, Current Mortgage, Escrow, Mortgage Payment, Principal And Interest, Refinancing Loan
2 responses to When asked what my mortgage payment is, should it include escrow or just principal and interest?
Instant Auto Insurance Quote
Everything, PITI – the goal of asking is to get an idea of your monthly outgo – plus, they will get they info anyway when they pull your credit report, so it looks better if you are completely honest.
Consolidating Debts
Unless you pay it separately, they really want the whole thing: PITI.
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